Secure Online Banking

The all-in-one electronic banking resource that allows you to bank from any computer with internet access. Internet banking gives you access to your account information, transaction inquiries, transfers between accounts, bill payment options and more. Do your banking when it's convenient for you..24 hours a day, 7 days a week.

DIAL (Direct Inquiry Advantage Line)

The DIAL system allows a customer access to their account and other banking services 24 hours a day, seven days a week, from any touch-tone phone anywhere. DIAL keeps customers in touch with their savings and checking accounts, loans, IRA accounts, and CODs. You can transfer money, make loan payments, check account balances, and obtain personal check-clearing and deposit information. All this information and these services are available at no charge through the DIAL system. You can use DIAL bill paying service to automate your payments as well.

Features/Benefits:

• Available 24 hours a day, seven days a week
• Inquire into checking, savings, IRA's, CODs, and loans
• Transfer funds between accounts
• Pay loan payments
• Pay bills
• Obtain information on checks that have cleared

Automated Teller Machine (ATM) Cards

With an ATM card and a PIN, you can make deposits or withdrawals from ATM's. They can be used at ATM's with the STAR logo and at point of sale terminals with the STAR logo. ATM's are the most popular type of electronic delivery system used by bank customers today. They allow customers to conduct routine transactions, such as cash withdrawals, and balance inquiries. Available 24 hours a day. There is no ATM fee if you have a checking account with Habersham Bank.

• Free checking
• Interest earnings
• Worldwide ATM access